Terms & Conditions

1. Authorization of Use

GSM Insurors (“we,” “us,” or “our”) authorizes you to access and use this website for informational purposes related to evaluating and purchasing insurance products and services. We reserve the right to suspend or terminate your access to this website at any time, with or without notice, for any reason, including suspected misuse.

All content on this website, including text, graphics, logos, and design, is owned by GSM Insurors or its licensors and is protected under United States copyright law. No portion of this website may be reproduced, redistributed, or republished without our prior written consent, except as permitted under “Copyright and Limited License to Use” below.

2. No Warranties

This website and its content are provided “as is” and “as available.” Use of this website and the internet generally is at your own risk. To the fullest extent permitted by law, GSM Insurors and its affiliates disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, regarding the information, materials, and services on this site.

We may change, update, or discontinue any content on this website at any time without notice and do not guarantee the accuracy, completeness, or timeliness of any information provided. Nothing on this website constitutes insurance, legal, financial, or tax advice, and no statement on this website creates a warranty or modifies the terms of any actual insurance policy.

Insurance product descriptions on this website are general summaries only. Product availability varies by state and by carrier, and all coverage is governed exclusively by the terms, conditions, exclusions, and limitations of the actual policy issued. Please contact us directly for current product availability and policy-specific terms.

We do not warrant that this website, or any software, content, or materials available through it, will be uninterrupted, error-free, or free of viruses or other harmful components.

3. Disclaimer of Liability

To the fullest extent permitted by law, GSM Insurors and its affiliates will not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including loss of data, use, or profits, arising from your use of, or inability to use, this website, regardless of the legal theory asserted, even if we have been advised of the possibility of such damages.

4. Third-Party Links and Content

This website may contain links to third-party websites that we do not own, operate, or control. These links are provided for your convenience only. We do not review, endorse, or take responsibility for the content, products, services, or privacy practices of any linked third-party site. Accessing a linked site is at your own risk, and we encourage you to review that site’s own privacy policy and terms, as they will govern your interaction with it rather than these Terms & Conditions.

5. Electronic Communications

We will not be deemed to have received or accepted any electronic communication from you until we send you an acknowledgment confirming receipt. If we send you an electronic communication, we will assume it was received as sent; if you do not receive a communication you expect from us, or receive it in an unreadable format, please contact us promptly using the information in Section 8 below.

Email and online web forms are not a secure or guaranteed method of transmitting sensitive personal, financial, or health information.

5. Copyright and Limited License to Use

The GSM Insurors name and logo, and the names of products and services offered by carriers represented by GSM Insurors, are trademarks or service marks of their respective owners. All website content is protected by U.S. copyright law.

You may view, download, and print content from this website for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and other proprietary notices. No other use is permitted without our prior written consent.

6. Governing Law and Severability

These Terms & Conditions and your use of this website are governed by the laws of the State of Texas, without regard to conflict-of-laws principles, except to the extent a different state’s consumer protection or privacy law applies mandatorily to residents of that state as described above. Any dispute relating to this website shall be subject to the exclusive jurisdiction of the courts located in Texas.

If any provision of these Terms & Conditions is held invalid or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect.

7. Changes to These Terms & Conditions

We may update these Terms & Conditions from time to time to reflect changes in our practices or applicable law. We will post the revised statement on this website with an updated “Last Updated” date. Where required by law, we will provide additional notice of material changes. Your continued use of this website after the revised Terms & Conditions are posted constitutes your acknowledgment of the changes.

8. Contact Us

If you have questions about these Terms & Conditions, wish to exercise a privacy right described above, or have a concern about how your information has been handled, please contact us at:

These Terms & Conditions were last updated on July 10, 2026.