GSM Insurors - Insuring Texas Since 1923

A Proven Record of Excellence

Insurance is an important investment. It provides protection for you, your family, your business and your financial security. At GSM Insurors, our team of Personal Insurance, Business Insurance, and Employee Benefits advisors understands the importance of providing you with a comprehensive insurance and risk management program that is custom-fit to your needs.

For more than 90 years, we have strived to provide both reliable and professional service. In 2015, we achieved national recognition when Business Insurance magazine ranked us the 47th Largest Broker of U.S. Business, and Insurance Journal magazine ranked us 9th among the Top Agency Partnerships in the country. This is because we are dedicated and committed to treating you as a person, not a policy.

Our unique approach is based on the simple truth that you deserve more than just a one-size-fits-all insurance policy from your insurance agency. You deserve personal attention and service, unparalleled professionalism, unflinching advocacy, enhanced client services, premium protection, and highly competitive rates. That’s why many of the most discriminating businesses and individuals in Texas have chosen us for their personal and business insurance needs.

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GSM Insurors Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to All of Texas

Recent News & Updates

What Insurance Do I Need To Rent Out My Home On Airbnb?

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

How HRAs Offset Premiums & Deductibles For Group Plans

A health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...

What Should I Do If My Co-Workers Start Getting Sick?

Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the problem remains the same. Sick co-workers spread germs around and put others at risk for...

Understanding The Main Life Insurance Classifications

Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...