GSM Insurors - Insuring Texas Since 1923

A Proven Record of Excellence

Insurance is an important investment. It provides protection for you, your family, your business and your financial security. At GSM Insurors, our team of Personal Insurance, Business Insurance, and Employee Benefits advisors understands the importance of providing you with a comprehensive insurance and risk management program that is custom-fit to your needs.

For more than 90 years, we have strived to provide both reliable and professional service. In 2015, we achieved national recognition when Business Insurance magazine ranked us the 47th Largest Broker of U.S. Business, and Insurance Journal magazine ranked us 9th among the Top Agency Partnerships in the country. This is because we are dedicated and committed to treating you as a person, not a policy.

Our unique approach is based on the simple truth that you deserve more than just a one-size-fits-all insurance policy from your insurance agency. You deserve personal attention and service, unparalleled professionalism, unflinching advocacy, enhanced client services, premium protection, and highly competitive rates. That’s why many of the most discriminating businesses and individuals in Texas have chosen us for their personal and business insurance needs.

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GSM Insurors Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to All of Texas

Recent News & Updates

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

HSA Vs. FSA: Which Is Better?

Health Savings Accounts (HSAs) and flexible spending accounts (FSAs) are group benefits offered to employees that are similar in some ways. Both are accounts that allow you to make tax-free contributions to save for medical costs. However, there are several key differences between HSAs and FSAs. What Is An HSA? An HSA is a health savings account with tax advantages, used in combination with a...

Health Insurance Options For The Self-Employed

More Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...

Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...