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Is Your Insurance Coverage Up to Date?

What We've Learned from Ike and Dolly Two Years Later That Could Save You Time, Money, and Headaches!

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Click the YouTube video to remember the devastation of Ike:

It's been two years since Hurricane's Ike and Dolly slammed into the Texas Coast. And in those two years, GSM Insurors has learned how much the impact storms can have on residents and property owners. Whether or not direct damage was incurred, every Texas resident was affected.

We've become much more acutely aware of the impact the proper insurance coverage can have on getting you, your family, and your business back on the road to recovery after a storm hits. Not only are the proper coverage levels critical, but the role your insurance agency plays is just as important to your recovery process.

Over the past two years, since Ike and Dolly, your Insurance Partners at GSM have listened to first-hand accounts of storm-tested clients and other Texas residents and have heard their tips, successes, failures, and "If I had to do it all over again..." stories. We've taken this information and consolidated it here for your reference and benefit.

Hopefully, we will have another calm Hurricane Season like last year. But in case we don't, your peace of mind is important to us. We want to make sure that you have access to the most comprehensive coverage available for your needs.

Your Partners at GSM Insurors care about you, your family and your business. Here's to a calm Hurricane Season!

Peace of Mind Checklist

While everyone's Personal and Business Insurance needs are different, here are some common coverages you may want to make sure you have:

·         Full Replacement Cost on Contents

·         Windstorm Coverage (deductibles?)

·         Increased Cost of Construction

·         Additional Living Expenses

·         Flood and Excess Flood Coverage

·         Business Interruption

·         Building and Ordinance of Law

If you have doubts on whether you have these coverages or have your property insured to the proper value, please contact us immediately for a complete review.

"Ok, I had a loss. Now what?"

  • AfterProtect Yourself and Your Property - do your best to prevent further damage by covering holes or your valuables
  • Collect your thoughts and make notes of what you want to discuss before you contact us or your insurance carrier. You can contact them directly from the number on your policy or you can find a complete list of contact numbers on our Web Site. You can access this information 24/7/365!
  • Don't sign anything until you've talked to a company insurance representative or GSM! In times of chaos, we don't want you to fall victim to unethical contractors or others who misrepresent themselves. Ask us or your claims representative first!
  • Contact us - 361/729-5414: After you've filed your claim or if you need assistance in filing your claim, simply call us. We have the ability to take your call 24 hours a day, 7 days a week, even if our offices are damaged. We can help you at every step of the claims process and help you understand what to expect.

    We are also available toll-free at 877/729-5414.

 

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What GSM Insurors is Doing for You

Texas residents impacted by Ike or Dolly found out quickly whether their Insurance Agency was a true partner when the storms arrived. At GSM Insurors, we are taking steps to be there for you before, during, and after a storm impacts you. Look for us throughout the storm season in the following ways:

Now - Register on GSM24.
This easy process can be completed on our website. Once done, you'll have 24 hour access to your policy information and in most cases, you can request changes as well.

Before the Storm
We'll be updating you via email in regards to storm watches and warnings along with immediate tips to help you prepare or Click Here for information right now.

After the Storm
We'll have email and website updates as to whether its safe to return and how to start your claim process.

All During Storm Season
Our team of professionals is here to review your coverage, at your request, so that you can have peace of mind.

24/7
You can contact us day or night. You can even start the claims process in the event a major storm impacts you!

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In the event of a storm, how can we contact you?

Update Your Contact Information and You May Win an iPod or TV

The biggest issue faced by many in the wake of Ike and Dolly was the inability to contact each other via land phone lines and even cell phones. Text messaging and Emails became the most reliable source for communication.

To help us contact you in the event of a storm, please update your contact information by going to our web site. As a token of our appreciation, we'll be holding drawings for an iPod shuffle or a Portable Digital Television - perfect for passing those long summer days away!

Update Your
Contact Information

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I’d like to talk to someone about my insurance coverage.