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Are You Prepared for An Active 2011 Season?
Experts predict an "Above Average" level of storms in the Gulf this Year. Take these tips from storm tested veterans of past hurricanes and recent hail storms and you could save time, money, and headaches!
Click the
YouTube video to remember the devastation of Ike:
It's been three years since
Hurricane's Ike and Dolly slammed into the Texas
Coast. And in those three years, GSM Insurors has
learned how much the impact storms can have on
residents and property owners. Whether or not
direct damage was incurred, every Texas resident
was affected.
We've become much more
acutely aware of the impact the proper insurance
coverage can have on getting you, your family, and
your business back on the road to recovery after a
storm hits. Not only are the proper coverage
levels critical, but the role your insurance
agency plays is just as important to your recovery
process. This became more evident in light of the winter storm that hit the Coastal Bend this year.
Over the past three years,
since Ike and Dolly, your Insurance Partners at
GSM have listened to first-hand accounts of
storm-tested clients and other Texas residents and
have heard their tips, successes, failures, and
"If I had to do it all over again..." stories.
We've taken this information and consolidated it
here for your reference and
benefit.
Hopefully, we will have
another calm Hurricane Season like last year. But
in case we don't, your peace of mind is important
to us. We want to make sure that you have access
to the most comprehensive coverage available for
your needs.
Your Partners at GSM
Insurors care about you, your family and your
business. Here's to a calm Hurricane
Season!
Peace of
Mind Checklist
While everyone's Personal
and Business Insurance needs are different, here
are some common coverages you may want to make
sure you have:
·
Full Replacement Cost on
Contents
·
Windstorm Coverage
(deductibles?)
·
Increased Cost of
Construction
·
Additional Living
Expenses
·
Flood and Excess Flood
Coverage (Typically, water damage from tidal surges in a storm are not covered by windstorm coverage)
·
Business
Interruption
·
Building and Ordinance of
Law
If you have doubts on
whether you have these coverages or have your
property insured to the proper value, please
contact us immediately for a complete
review.
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"Ok, I
had a loss. Now
what?"
 Protect Yourself and
Your
Property - do
your best to prevent further damage by covering
holes or your valuables
- Collect your thoughts
and make notes of
what you want to discuss before you contact us
or your insurance carrier. You can contact them
directly from the number on your policy or you
can find a complete list of contact numbers on
our Web Site. You can access this information
24/7/365!
- Don't sign
anything until
you've talked to a company insurance
representative or GSM! In times of chaos, we
don't want you to fall victim to unethical
contractors or others who misrepresent
themselves. Ask us or your claims representative
first!
- Contact us -
877-729-5414: After
you've filed your claim or if you need
assistance in filing your claim, simply call us.
We have the ability to take your call 24 hours a
day, 7 days a week, even if our offices are
damaged. We can help you at every step of the
claims process and help you understand what to
expect.
We are also available
toll-free at
877/729-5414.
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What GSM Insurors is
Doing for You and What You Can Do to be Prepared
Texas residents impacted
by Ike or Dolly found out quickly whether their
Insurance Agency was a true partner when the
storms arrived. At GSM Insurors, we are taking
steps to be there for you before, during, and
after a storm impacts you. Look for us
throughout the storm season in the following
ways:
Now - Register on
GSM24.
This easy
process can be completed on our website. Once
done, you'll have 24 hour access to your policy
information and in most cases, you can request
changes as well.
Before the
Storm
We'll be
updating you via email and facebook in regards to storm
watches and warnings along with immediate tips
to help you prepare or Click Here for information
right now.
After the
Storm
We'll have
email, facebook and website updates as to whether its safe
to return and how to start your claim
process.
All During Storm
Season
Our team of
professionals is here to review your coverage,
at your request, so that you can have peace of
mind.
24/7
You can
contact us day or night. You can even start the
claims process in the event a major storm
impacts you!
In the event of a storm,
how can we contact
you?
Share your tips and update your emergency contact information and you could win a portable digital TV!
The biggest issue faced
by many in the wake of Ike and Dolly was the
inability to contact each other via land phone
lines and even cell phones. Text messaging and
Emails became the most reliable source for
communication.
To help us contact you
in the event of a storm, please update your
contact information by going to our web site. As
a token of our appreciation, we'll be holding
drawings for two Portable
Digital Televisions - perfect for
passing those long summer days
away!
Update Your
Contact Information
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